Abacus Lending (Pty) Ltd
Abacus Lending (Pty) Ltd
Documentation | Loan assessment | Timeline and Contract
Certified copy of ID and proof of residence not older than 3 months; 3 months bank statements and pay slips, monthly income and expenditure, confirmation of employment, Power of Attorney.
With your consent, by way of the signed Power of Attorney, we will obtain the credit report on your behalf. We draw a report that extracts information from Transunion, Experian and XDS.history on your credit report.
Customers have the option of receiving information via email, WhatsApp or SMS.
We will consider your current salary, including overtime (if applicable) your monthly living expenses and other expenditure together with your credit history on your credit report.employment, Power of Attorney.
The amount that you qualify for, will be dependent on your disposable income. The loan installment will be a maximum amount of 30% of your gross income.Experian and XDS.history on your credit report.
The application will be declined on the basis that you are sequestrated or if you do not meet the affordability requirements or if you provide us with insufficient or incorrect information.
Arranged consultation will be held. You can email the documents to: "info@abacuslending.co.za"
We will obtain the details of your creditors from the loan system and your credit report.
- Loan administration: 72 hours
- Credit Rehab: 20 - 60 working days
- Completion of a compulsory 4 hour NCR accredited financial wellness program
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